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Tel: 0333 456 0015 Email: mike@mj-financial.co.uk

Mortgages

Do you want to reduce your current mortgage outlay or are you moving home?
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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely
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Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.


Key Person Insurance

Key Person Insurance

Key person insurance is an important form of business insurance. There is no legal definition for 'key person insurance'. In general, it can be described as an insurance policy taken out by a business to protect that business for potential financial losses that could arise from the death or extended incapacity of an important member of the business specified on the policy.

Partnership Protection

Partnership Protection

One of the great risks of a business partnership is that one of the partners may die or suffer a specified critical illness, with his or her share of the business passing to their beneficiaries. The safety net is a pre-arranged scheme to ensure the surviving partners have enough funds to buy out the departed partner's interest in the business.

Shareholder Protection

Shareholder Protection

In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal shareholders - it is important to provide a safety net following the loss of a shareholder

Personal Finance

British house prices rose in November at the fastest annual rate in seven months, mortgage lender Halifax said on Friday.
Global reinsurers are stepping up their warnings to life insurer clients about the potential risks of vaping, putting pressure on underwriters to charge certain vapers higher rates than smokers, or even exclude them altogether.
The British public's expectations for inflation over the next 12 months fell to their lowest level since June, a survey by polling company YouGov for U.S. bank Citi showed on Monday.
Britain's Labour Party said it would cut rail season tickets and peak time fares by a third, saving the average commuter more than 1,000 pounds a year, under its plan to return rail services to public ownership if it wins an election this month.
British consumers, whose spending has helped drive the economy since the Brexit referendum shock of 2016, picked up the pace of their borrowing for the first time in 16 months in October, data showed on Friday.