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Tel: 0333 456 0015 Email: mike@mj-financial.co.uk

Mortgages

Do you want to reduce your current mortgage outlay or are you moving home?
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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely
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Calculators

We've provided a selection of useful calculators below.  Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.

Please also note we do not store or see any of the information you input to these calculators.


Use this handy tool to look at your income and expenditure and help you set a budget.
Estimate your Income Tax liability, using our online calculator.
Assess the impact of inflation on your savings over any term.
Our online IHT calculator will help you calculate any potential IHT liability.
Use this handy calculator to estimate how an investment or savings plan might perform.
Calculate your loan repayments on a given loan amount for a specified interest rate.
Estimate the size of mortgage which may be available to you.
Calculate your mortgage repayments on a given mortgage amount for a specified interest rate.
Use this calculator to determine if there might be a shortfall in your pension fund when you retire.

Personal Finance

The Bank of England kept interest rates steady on Thursday and said most businesses felt as ready as they could be for a no-deal Brexit that would likely hammer economic growth and jobs.
British private-sector employers expect to give staff a basic annual pay rise of 2.5 percent this year, the same as in 2018, though some will delay awards until after government Brexit plans are clearer, an industry survey showed on Thursday.
Britain's main inflation rate ticked up last month but stayed close to January's two-year low, helping consumers maintain their spending power as wage growth also picked up, even though the timing of Brexit remained uncertain.
British employers ramped up their hiring at the fastest pace since 2015 in the three months to January as the labour market defied broader Brexit weakness in the overall economy.
British households were the most downbeat about their finances in over a year this month and the approach of Brexit made them more cautious about making major outlays, a survey published on Monday showed.